Group insurance is one of the many benefits you will have when you work for a large corporation. It isn’t always easy to obtain health insurance for truckers. Often times the business has the ability to absorb 100% of the cost of the health insurance. Often times however, the worker is required to pay a portion of the premium. However, during these difficult economic times, most businesses can no longer to afford to do this. Most firms don’t want their workers to be without the security that the medical insurance affords them but they are having to request the employees to pay a percentage.

There are a range of businesses throughout the country that provide these kinds of healthcare insurance to individuals, families and of course, business entities. The most common concern amongst any interested party is to get the finest group insurance program that they can get at the most affordable price possible. This is not always simple to do. Often you will need to use patient assistance programs. The more extensive the insurance plan, the higher the price will be. Generally, a policy that has a smaller premium will require that the insured pick up a larger part of the health bill. It can sometimes be a tough balancing act between benefits for the workers and the cost to the business.

Should an worker loses their employment as a result of a decline in the business or any related reasons, you can stay on the health insurance for up to 18 months. This includes your prescription insurance. This is a rule that has been enacted in 1985 that is also referred to as the COBRA or the Congressional Omnibus Budget Reconciliation Act.

The trucking industry is an especially difficult industry when it comes to healthcare insurance. Special plans have been created with the trucking industry in mind. An health insurance broker with years of experience is the best way to make sure that you are getting goo value for your insurance dollars.